The affordable laptop comes with both a faster processor and more RAM than what you might expect from something in its price range.
https://www.notebookcheck.net/Budget-Asus-VivoBook-15-F512DA-with-Ryzen-3-8-GB-RAM-1080p-display-and-128-GB-SSD-is-down-to-350-USD.511007.0.html
There is also a 10th Gen Core i3 configuration of this machine, which benchmarks better than the Ryzen 3 and is the one that I bought for US$399 earlier this year.
I opted for Ryzen 5, which also includes a 1TB hard disk. I immediately swapped out the 4GB RAM module for the rated maximum 16GB RAM module, for a total of 20GB (but sadly you cannot dedicate the entire 4GB soldered RAM to video) and am happy with it. Only complaint is Asus's comically thinned-down never pad. All functions are forced into 3 columns instead of 4, making data entry and calculator functions a bit more difficult if you're used to a more traditional layout. That's one thing Dell always got right.
A similar Vivobook S15 X512XA is a bit noisy.