Quote from: Redaktion on March 21, 2023, 14:21:45

Teslas are the most expensive EVs and the second priciest car brand to insure with only the maker of Dodge Charger commanding higher premiums. It costs 74% more to insure a Tesla than the US national average since insurers often write the whole EV off as damaged rather than deal with impossible battery repairs.

Comparing to average is pointless, premium cars in general have higher insurance rates. And even more so for performance cars.

That said, the real issue is insurance companies not knowing how to judge EVs so they lean on the side of caution and choose to total.

Quote from: Anti-propaganda man on March 21, 2023, 19:19:27They are a scam. Not "green" either. Require 10x the amount of materials to be extracted and processed in manufacture than real cars (ICE). Carbon dioxide is plant food. EVs are beneficial in cities for air quality due to no local exhaust emissions. That's it. Not really environmental, but human health benefits. They are not suitable anywhere else. There's a reason they have subsidies and are being pushed on people, with bans on real cars. Let the market decide, some people will prefer them (maybe 10% of the population).

For calling yourself anti-propaganda, you sure claim a lot of propaganda. No, EVs do not require 10X more materials to be extracted. That's just propaganda right there. For example, did you know that many of the materials in their batteries like cobalt, nickel and copper all come from the same mines? But the propaganda out there would triple count it, while not counting any mining for ICE cars at all. What also a lot of people don't realize is they think an EV is an ICE car with a large battery. But they aren't (at least ones made on EV platforms aren't), motors are smaller than engines, they don't need a transmission, they also have larger interiors in smaller exteriors.

If the market was left to decide, all the auto companies would have gone bankrupt. We are way past market deciding. And that so called health you speak of, we all end up paying for it. Did you know the biggest debt in US is medical debt? And most of it never gets paid, so taxpayers have to cover it to keep hospitals running

Quote from: LG on March 26, 2023, 22:26:29I love when you read comments from EV owners bragging about no maintenance and how they can charge their cars at home for $7. But they don't tell you that they had to buy a charger and have their garage rewired or their insurance costs more. As my 20 yo vehicle approaches 300K miles, I will gladly pay my $300 biannual insurance payment and my $100 monthly gas bill knowing that I can fill up in under 5 minutes and drive from coast to coast  without using an app to find "fuel" at 2am

They didn't have to buy chargers, chargers are mostly for convenience. EVs come with a mobile chargers that plugs into outlets.
There is also not that much difference in actual insurance costs. The most expensive thing to insure isn't the car, it is people. The slightly higher insurance costs they talk about is flawed logic of comparing EVs to cars in lower categories. You have to compare cars of same value and type.
PS If you are driving coast to coast, you would have gps map running anyways to see traffic, so what difference does seeing charging stations as well matter? If you got the free time to drive coast to coast in the first place, time isn't really your problem to begin with. Anyone in a hurry would fly. No car can beat an airplane in speed. The most convenient place to fill up at 2am is home. But hey, it is freezing cold out and you got nothing better to do with your time then go looking for gas stations and stand there freezing for "5 minutes", hope it won't snow.

What a load of crap, my insurance is cheaper, everything is cheaper to operate, and once the manufacturing costs keep reducing, the up front cost will be cheaper as well. All the oil sheep  just eat it up like it's gospel embarrassing themselves as complete illiterates that can't research facts for themselves and separate fact from oil propaganda. You pay for right wing (and strawman left) think tanks to dream up this s*** as it comes out of your much lower than ever wages vs. purchasing power, which hasn't been lower since 1970; despite technology should be making everyone's life easier. There isn't one aspect of the soon to be eliminated fossil cars that is better than the new tech. It's like all the horse and buggy people refusing to try out the automobile. Same thing is happening to the fossil car as the horse and buggy. 👋 The disruption Tesla is causing is the only good thing happening in our economy and not only do I have space age car for cheap, I made enough to pay for it with the stock in 4 months.

Too much disinformation for such a short article.  EVs are not being written off, insuring an EV is not more expensive than comparable vehicles, and the batteries, if damaged, are not going to the shredder. But sure, get your clicks. I fell for it.

Hello there, I disagree with some of the information here. First I got a 2022 Model Y 6 months ago, my insurance went down $60 cheaper than my traditional Infiniti Q70 over 6 months. EV insurance is cheaper than traditional cars due to the amount of safety and security features. Im not the only one but i asked around and this is what i was told before i buy my Model Y. Im not sure about the relationship between the battery in used electric cars and insurance companies as to fix a battery if the car is non operational will fall into warranty coverage rather than insurance claim not sure and haven't heard of it. Tesla are one of the safest cars on the road therefore insurance premiums are less than traditional cars. That is my understanding

Simply not true.  My insurance cost for my Tesla is only minimally more than that for my Honda SUV. Also, all the talk about the environmental costs of batteries ignores the fact that the fossil fuel industry is BY FAR the single most polluting industry on earth from extracting, refining and, of course, MAJOR environmental oil spills throughout the world.

Untrue. My auto insurance for my Tesla Model Y was a few hundred less expensive than my insurance for my Audi A4, on Geico. So get Geico and enjoy the safest car in existence.

I love when you read comments from EV owners bragging about no maintenance and how they can charge their cars at home for $7. But they don't tell you that they had to buy a charger and have their garage rewired or their insurance costs more. As my 20 yo vehicle approaches 300K miles, I will gladly pay my $300 biannual insurance payment and my $100 monthly gas bill knowing that I can fill up in under 5 minutes and drive from coast to coast  without using an app to find "fuel" at 2am

Perhaps the self professed environmentalists should stop tell us the world will end in 5 years. Now they have zero credibility, make everyone question their 'science' , and create serious roadblocks for anyone who may have a genuine environmental argument.

Take care to read carefully about scientific method BHH and climate history, how do you explain year 1540 in Europe ? It is not enough having a science or scientist tag in it.
Climate have been changing since ever do to solar system, planetary and earth changes and other factors we don't know se we can't give weights. Plus even by itself since climate is also a cumulative process, past climate influences todays climate, how do you measure that?  It is impossible. There are things that are impossible for us to know, even if the educational complex tries to sell it otherwise.

I've had my model Y for 5 months , my insurance is $200 cheaper than the insurance on the Ford Escape we had before . Maybe you should do a little research first . But I have a feeling you did none

My TESLA S (2016) costs ~$150/month insurance. But also, I have had $0 in repair costs (except for 1 accident (rear ended while stopped at a light) and $0 in maintenance costs apart from new tires since purchasing the car. I also charge the car primarily with solar panels at home. The cost of running this car has been far below even our Toyota Prius. And to those of you who "don't care about CO2," our grandchildren will be the ones to suffer the (already manifesting) climate disasters stemming from this attitude.

Carbon footprint of manufacturing and running an EV is not that higher than an ICE car. This has been counted many times over. Even in states that primarily get their electricity from coal an EV manufacture/running carbon footprint is offset in 5 years (with average US use). There is other non carbon pollution that is associated with mineral mining. That pollution stays within the country of origin. China is the primary source of these rare earth minerals and they pollute a lot to mine them as cheep as possible. These pollutants are not counted in EV production charts as they are impossible to gouge (not provided by China).
EVs on average are better for the environment. But at the moment their production generates a lot of pollution that might cause serious problems in the future.
Those EVs that are written off by insurers get resold, fixed and sold in other countries. Insurers still get a lot from those sales.

I don't care about CO2. Like you says it is plant food and the climate change  always existed - so an anti scientific declaration in itself since cannot be falsified- The thing is fashion(virtue) and multigenerational economic card shuffling  and one more step in incrase of power in political system in the path for a totalitarian democracy , but that do not make the electric cars useless or a scam.

Strategically it is important we increase redundancy of fuel necessary for transportation, the best for that is electricity that can be produced in many ways some we might don't even know for the future.
While with fuel-gasoline we stuck with only one method and it is much less abundant geographically.

They are a scam. Not "green" either. Require 10x the amount of materials to be extracted and processed in manufacture than real cars (ICE). Carbon dioxide is plant food. EVs are beneficial in cities for air quality due to no local exhaust emissions. That's it. Not really environmental, but human health benefits. They are not suitable anywhere else. There's a reason they have subsidies and are being pushed on people, with bans on real cars. Let the market decide, some people will prefer them (maybe 10% of the population).

They are not scam, but we are only now start to know the real cost. I thing only in 10-20 years we will have enough feedback.